Ownership Calculator

See What Renting is Really Costing You

Plug in your numbers and see the real difference between renting and owning over time. The math might surprise you.

$168K+ lost to rent over 10 years
3-5% annual rent increases
$0 equity from renting
Close in as little as 72 hours
Ownership from day one
Less than typical rent
Families already building equity

Quick Example

A $150,000 home at $1,295/mo — that's likely less than your current rent ($1,400-$1,600+). Your security deposit goes toward your down payment.

Interactive Calculator

Run Your Own Numbers

Enter your details to see a personalized rent vs. own comparison.

Your Numbers

Fill in your current situation below.

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Sample Preview

Based on $1,400/mo rent vs. a $150,000 home over 5 years

Enter your numbers for personalized results

If You Keep Renting for 5 Years

Total Rent Paid$89,193
Equity Built$0
Assets OwnedNothing

If You Own with Pied Piper Group

Estimated Monthly Payment$1,295
Total Payments$77,670
Equity Built$43,309
Estimated Home Value$173,891

Your Advantage

$54,832

better off owning

*Estimates are for illustration only and based on general market assumptions. Actual terms, payments, and equity projections are determined during the qualification and closing process. Consult with our team for personalized numbers.

Hidden Costs

What Renting Really Costs You

Beyond monthly payments, renting has costs most people never think about.

Lost Equity

Every rent payment builds your landlord's wealth, not yours. Over 10 years at $1,400/mo, that's $168,000 gone.

Rent Increases

Average rent increases 3-5% per year. In 5 years, your $1,400 rent becomes $1,620+. Mortgage payments stay fixed.

No Control

Lease renewals, landlord decisions, property sales — you have no say. Owners make their own rules.

Zero Tax Benefits

Homeowners get tax deductions on mortgage interest and property taxes. Renters get nothing.

Side-by-Side

Renting vs. Owning

A clear comparison based on a $150,000 home at $1,295/mo.

Renting
RecommendedOwning with PPG
Monthly Payment
$1,400+
$1,295/mo
Equity Built
$0
Every month
Payment Stability
Increases yearly
Fixed
Tax Benefits
None
Deductions available
Freedom to Modify
Need permission
It's yours
Upfront Cost
Deposit (lost)
Deposit (applied to home)
After 5 Years
Nothing to show
$30K+ in equity
Wealth Building
For your landlord
For your family
The Verdict
Money gone
Is This For You?

Who This Path is Built For

Our ownership model is designed for people who are ready to stop paying someone else's mortgage.

Growing Families

You want stability and a home to raise your family in — without waiting years to save a huge down payment.

Working Professionals

You have steady income but limited savings. You're paying more in rent than a mortgage would cost.

First-Time Buyers

The traditional path feels impossible. You need an alternative that makes ownership accessible now.

Smart Investors

You know renting is throwing money away. You want every dollar working toward building real wealth.

Every month you rent is equity you'll never get back.

Start Your Path to Ownership

The Best Time to Start Building Equity is Now

Start building equity today. Our qualification process is quick and designed to find the best path for your situation.

Close in as little as 72 hours. Ownership from day one.